Learn About Our Locally Owned Insurance Agency
Our Company Mission Statement
We are Diamond Insurance Solutions. We sell medical insurance and emphasize helping our clients find the right plan to fit their needs and budget.
Learn About Our Company
Lisa Tran, Owner
Lisa Tran is an experienced insurance representative specializing in Medicare and Medi-Cal. Passionate about helping individuals navigate the complex world of healthcare coverage, Lisa has dedicated her career to ensuring her clients have access to the benefits they need.
Lisa’s over 10 years of experience in the insurance industry gives her a deep understanding of the intricacies of Medicare and Medi-Cal programs. She stays current with the latest regulations and changes in the healthcare landscape, allowing her to provide accurate and tailored advice to her clients.
Outside of work, Lisa is actively involved in her local community. She volunteers with organizations that promote access to healthcare services for underserved populations, further demonstrating her commitment to making a positive impact in the lives of others.
If you seek expert guidance on Medicare or Medi-Cal, Lisa Tran is the insurance representative you can trust. Her knowledge, experience, and genuine care for her clients make her an invaluable resource in the healthcare insurance landscape.
Diamond Insurance Solutions is located in the northern Central Valley and covers the following counties.
- Stanislaus
- San Joaquin
- Sacramento
Our experienced agents have a deep understanding of the Medicare system, including Medicare Advantage (Part C), Medigap (Medicare Supplement Insurance), and Special Needs Plans (SNPs). They can provide expert guidance tailored to your individual needs. We will work with you to find the best plan that matches your healthcare needs, budget, and preferences. This includes comparing plans based on benefits, costs, provider networks, and drug coverage.
We offer in-home visits to discuss your Medicare options, making it convenient for you to get information without traveling. During these visits, we will thoroughly review your current healthcare needs, review any existing coverage, and discuss how different plans could better serve your needs.
Our agents assist you with the enrollment process to ensure that the most appropriate plan is selected and that you complete all necessary paperwork accurately. Our agents will continue to serve you with year-round support, helping you with any issues, understanding changes during the Annual Election Period (AEP), and adjusting plans as healthcare needs evolve.
You can feel safe talking to our agents. Our company agents are trained to handle personal information with the utmost confidentiality and compliance with Health Insurance Portability and Accountability Act (HIPAA) regulations. Our experienced agents are well-versed in state-specific regulations and federal Medicare rules, ensuring that the advice and assistance provided are accurate and compliant.
Frequently Asked Questions
Original Medicare covers inpatient hospital and skilled nursing services – Part A – and doctor visits, outpatient services, and some preventative care – Part B. Medicare Advantage plans cover all the above (Part A and Part B), and most plans also cover prescription drugs (Part D).
Below are the most common types of Medicare Advantage Plans.
- Health Maintenance Organization (HMO) Plans.
- Preferred Provider Organization (PPO) Plans.
- Private Fee-for-Service (PFFS) Plans.
- Special Needs Plans (SNPs)
- Helps cover some expenses not covered by regular Medicare.
- Many plans allow you to choose your own doctor.
- They offer guaranteed coverage for life.
- Coverage goes with you when you travel within the United States.
Yes, you can get health insurance regardless of any current or past health conditions. Eligibility is based on income, not health status.